Obamacare Alternatives

Here’s a quick glance at a few alternatives to Obamacare.

Republican Study Committee Obamacare Alternative

H.R. 3121, The American Health Care Reform Act
Fully Repeals The President’s Health Care Law
End billions in taxes, eliminates thousands of pages of unworkable mandates and regulations that are driving up the cost of health care and forcing millions of Americans to lose access to their health plans, and gets federal bureaucrats, like IRS agents, out of health care decisions.
Spurs Competition To Lower Health Costs
Increases competition by allowing Americans to purchase health insurance across state lines, and creates association health plans so small businesses can pool together to get the same buying power as large corporations.
Tax Reform That Allows Families to Deduct Health Care Costs
Levels the playing field for families and individuals by creating a standard deduction for any taxpayer to purchase health care with the same tax benefits that companies enjoy.
Common-Sense Medical Malpractice Reform
Addresses the medical liability crisis, which has played a significant role in escalating health care costs, by capping non-economic damages and limiting attorneys’ fees, while maintaining patients’ rights to economic damages.
Expands Access To Health Savings Accounts
Increases the amount of pre-tax dollars individuals can deposit into portable savings accounts to be uses for health care expenses.
Safeguards Individuals With Pre-Existing Conditions
Bolsters state-based high-risk pools and extends existing HIPAA guaranteed availability protections, improving insurances portability protections for Americans with pre-existing conditions.
Protects the Unborn
Incorporates widely-supported pro-life provisions, ensuring that no federal dollars may be used to provide abortions.

Rep. Tom Price, M.D. Obamacare Alternative

H.R. 2300, Empowering Patients First Act
Affordability
  •  Establishes age-adjusted tax credits
  •  Ensures no one is priced out of the market, including individuals with pre-existing conditions
  •  Provides economic incentives for everyone to purchase coverage, without mandates
Accessibility
  •  Makes coverage more portable to help ensure continuity of care
  •  Protects employer-sponsored insurance
Quality
  •  Promotes wellness and improved care
  •  Curbs defensive medicine and lawsuit abuse

Choices

  •  Delivers greater coverage options, including Independent Health Pools (IHPs) and Association Health Plans (AHPs)
  •  Allows for the purchase of insurance across state lines
Innovation
  •  Builds on Health Savings Accounts (HSAs) and other models to drive down costs
  •  Creates parity between the individual and large group markets
Responsiveness
  •  Gets government out of the way to protect the patient-physician relationship
  •  Removes work disincentives for employers and individuals

House Republican Health Care Working Group Obamacare Alternative

Financial Assistance
  •  Provides support for the purchase of health care coverage:
  •  Offers an advanceable refundable tax credit with which people can buy insurance approved by a state insurance provider
  •  Allows families to apply the credit toward a wider range of plans, not to be limited to those on the federal exchange
Lowering the Cost of Health Care
Allow state to opt out of the current system and opt into our patient-centered one.  In participating states, we make health coverage more affordable by repealing the costly insurance mandates and regulations imposed by the President’s health care law and by strengthening provision that protect individuals and their families.  In participating states, our plan:
  •  Repeals the individual mandate
  •  Repeals the employer mandate and its reporting requirements
  •  Prohibits insurers from imposing lifetime limits on benefits
  •  Guards against insurer unfairly cancelling coverage
  •  Protects American with Pre-Existing conditions
  •  Extends dependent coverage to those 26 or younger, unless a state decides otherwise
  •  Empowers small businesses and other groups to band together to increase their bargaining power with insurance companies
  •  Permits Americans in one state to buy health insurance approved by another state and for states to band together in compacts